WellPoint is pleased to support San Antonio agents with a strong 2026 Medicare Advantage portfolio that includes D-SNP, C-SNP, and HMO-POS options. Our plans offer competitive benefits including $0 premium, $0 PCP copays, strong dental allowances, vision, hearing,...
Gonzaba News for Agents
Carrier Spotlight: HealthSpring
Carrier Spotlight: HealthSpring – Osvaldo Gonzales, Broker Sales Manager, shared some key highlights of the 2026 HealthSpring Medicare Advantage plans!
HealthSpring Preferred (HMO)
Best fit: Members seeking comprehensive coverage with predictable cost‑sharing
- $0 monthly premium
- PCP visits: $0 copay
- Specialist visits: $15 copay
- Inpatient hospital: $50/day (Days 1–5), $0 thereafter
- Annual MOOP: $3,200
- Dental: Annual allowance up to $3,750 (preventive & comprehensive)
- Vision: $0 routine exam + $300 eyewear allowance
- Hearing: Routine exam $0; hearing aids available (copay applies)
- Part D: $200 deductible (Tier 3–5 only); insulin capped at $35/month
- Care model: PCP‑directed HMO with referrals and prior authorization
HealthSpring Preferred Savings (HMO)
Best fit: Cost‑conscious members prioritizing premium savings
- $0 monthly premium + Part B giveback (up to $140/month)
- PCP visits: $0 copay
- Specialist visits: $35 copay
- Inpatient hospital: $325/day (Days 1–6), $0 thereafter
- Annual MOOP: $6,900
- Dental: Preventive and comprehensive coverage (DHMO model)
- Vision: $0 routine exam + $350 eyewear allowance
- Hearing: Routine exam $0; hearing aids available (copay applies)
- OTC allowance: $165 per quarter
- Care model: Network‑based HMO with referrals and prior authorization
HealthSpring TotalCare (HMO D‑SNP)
Best fit: Dual‑eligible patients with Medicare and Medicaid
- $0 monthly premium
- PCP & specialist visits: $0 copay
- Inpatient hospital: $0 copay (with full Medicaid cost‑share protection)
- Annual MOOP: As low as $0–$3,450, depending on Medicaid level
- Dental: $3,000 annual allowance
- Vision: $0 routine exam + $275 eyewear allowance
- Hearing: Routine exam $0; hearing aids available
- OTC allowance: $250 per quarter
- Transportation: Non‑emergency transportation included
- Care management: Dedicated care coordination and social support services
HealthSpring Courage (HMO)
Best fit: Members seeking lower MOOP and strong core medical benefits (medical coverage–focused plan)
- $0 monthly premium + Part B giveback (up to $120/month)
- PCP visits: $0 copay
- Specialist visits: $25 copay
- Inpatient hospital: $375 per stay
- Annual MOOP: $4,300
- Dental: $1,500 annual allowance (preventive & comprehensive)
- Vision: $0 routine exam + $250 eyewear allowance
- Hearing: Routine exam $0; hearing aids available (copay applies)
- OTC allowance: $45 per quarter
- Transportation: 24 one‑way non‑emergency trips per year
- Care model: HMO with PCP coordination, referrals, and prior authorization
Carrier Spotlight: UnitedHealthcare
Hello, San Antonio Agents! I’m Roel Garces, Market Growth Manager with UnitedHealthcare. Our market growth team educates and supports agents in San Antonio, Corpus Christi, Austin, and Waco. We are committed to working together with you as partners and will continue...
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Broker Helpline is Here!
We are excited to introduce the new Gonzaba Broker Helpline! As our team continues to grow, we are expanding support services to better assist you and your clients. Whether you have questions about chronic verification updates, client information, providers, or...